div.test {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	text-align: justify;
	line-height: 12pt;
	padding-left: 12px;
	padding-right: 8px;
	padding-top: 10px;
	height: 183px;
	width: 705px;
	
}

#visible {
	overflow: visible;
}

#hidden {
	overflow: hidden;
}

#scroll {
	overflow: scroll;
}

#auto {
	overflow: auto;
}
a.divlink:link {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	text-decoration: underline;
	text-align: justify;
	
}
a.divlink:visited {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	text-decoration: underline;
	text-align: justify;
	
}
a.divlink:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	text-decoration: underline;
	text-align: justify;
	
}
BODY {
	SCROLLBAR-FACE-COLOR: #74A1CC; 
	SCROLLBAR-HIGHLIGHT-COLOR: #DAF1F1; 
	SCROLLBAR-SHADOW-COLOR: #D5E5F6; 
	SCROLLBAR-3DLIGHT-COLOR: #DAF1F1;
	SCROLLBAR-ARROW-COLOR: #DAF1F1; 
	SCROLLBAR-TRACK-COLOR: #D5E5F6; 
	SCROLLBAR-DARKSHADOW-COLOR: #DAF1F1;
}
.lftopbg {
	background-attachment: fixed;
	background-image: url(../images/hm_lftop_bg.jpg);
	background-repeat: no-repeat;
	height: 19px;

}
.rgtopbg {
	background-attachment: fixed;
	background-image: url(../images/hm_rgtop_bg.jpg);
	background-repeat: no-repeat;
}
.lfbotbg {
	background-attachment: fixed;
	background-image: url(../images/hm_lfbot_bg.jpg);
	background-repeat: no-repeat;
	height: 32px;
}
.rgbotbg {
	background-attachment: fixed;
	background-image: url(../images/hm_rgbot_bg.jpg);
	background-repeat: no-repeat;
}
.midtopbg {
	background-attachment: scroll;
	background-image: url(../images/hm_midtop_bg.jpg);
	background-repeat: repeat-x;
	height: 19px;

}
.midbotbg {
	background-attachment: scroll;
	background-image: url(../images/hm_midbot_bg.jpg);
	background-repeat: repeat-x;
	height: 32px;

}
.midlfbg {
	background-attachment: scroll;
	background-image: url(../images/hm_midlf_bg.jpg);
	background-repeat: repeat-y;
	background-position: top;

}
.midrgbg {
	background-attachment: scroll;
	background-image: url(../images/hm_midrg_bg.jpg);
	background-repeat: repeat-y;
	background-position: top;

}
a.hmlinktb:link {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	text-transform: uppercase;
	color: #FFFFFF;
	text-decoration: none;
	background-color: #09347A;
	height: 19px;
	padding-top: 3px;

}
a.hmlinktb:visited {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	text-transform: uppercase;
	color: #FFFFFF;
	text-decoration: none;
	background-color: #09347A;
	height: 19px;
	padding-top: 3px;

}
a.hmlinktb:hover {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	text-transform: uppercase;
	color: #FFFFFF;
	text-decoration: none;
	background-color: #09347A;
	height: 19px;
	padding-top: 3px;

}
.hmtablebgCopy {

	background-color: #09347A;
	height: 19px;
	width: 73px;
}
.footertxt {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-transform: capitalize;
	color: #7F7F7F;
}
a.footerlink:link {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-transform: capitalize;
	color: #7F7F7F;
	text-decoration: none;
}
a.footerlink:visited {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-transform: capitalize;
	color: #7F7F7F;
	text-decoration: none;
}
a.footerlink:hover {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	text-transform: capitalize;
	color: #7F7F7F;
	text-decoration: none;
}
.welcomenote {
	font-family: "Times New Roman", Times, serif;
	color: #09347A;
	font-style: normal;
	font-weight: normal;

.ttf;
	font-size: 16px;
	text-transform: uppercase;
	color: #09347A;
	font-weight: bold;
	padding-left: 12px;
	background-position: top;

}
.welcomebg {
	background-attachment: scroll;
	background-image: url(../images/hm_welcome_bg.jpg);
	background-repeat: repeat-x;

}
.welcometxt {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	text-align: justify;
	line-height: 12pt;
	padding-left: 12px;
	padding-right: 8px;
	padding-top: 10px;
	overflow: auto;
	height: 183px;
	width: 723px;

}
.welcometxtCopy {

	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666666;
	text-align: justify;
	line-height: 12pt;
	padding-left: 12px;
	padding-right: 8px;
	padding-top: 10px;
}